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Moneywise Insurance
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| MONEYWISE |
Helpline
1800-345-5050 |
Making people achieve their hopes and dreams through prosperity-focused
investing and insuring
Is a one stop solutions provider. For all investor types and all financial
products.
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MoneyWise
Insurance : Individual Products |
Term
Plan
The plan has been designed for people
who want to avail of the benefits
of life insurance at low cost. It
is a low premium, pure risk coverage
plan which takes care of your financial
commitments towards your family
or dependants, should anything unfortunate
happen to you.
Since it is for a fixed term and
purely provides risk coverage only
during the specified period it’s
the lowest cost amongst all life
insurance solutions.
Pure Term Policy is a pact of the
Foundation of Financial Planning
of a family
Suitable
for
•Young People with low earning
& high financial commitments
• Key Persons in the Company
• Sole earning members of
the family
This
is the best form of life assurance
for family provision since it
enables the Life Assured to
pay all the premiums during
the ordinarily vigorous and
most productive years of life.
He need not pay any premium
in the later stages of life
if and when his conditions might
become adverse and can avail
the coverage for entire life.
Simultaneously,
creating an estate for people
you leave behind. Could be highly
useful and economical, if it
can be locked in early in life.
For eg. The father can offer
a 18th Birthday gift to his
son by paying premium for next
15 years when he himself is
working, to protect the future
family of the son.
Products
Available
Met 100 (Guaranteed)
Met 100 (with Bonus)
Suitable
for
• People planning for
cash flow after retirement
• People in business etc.
who may have earning capacity
after 70
• High net worth people
to create asset for the family
.
Top
Children
Wealth Creation
Plans
Children
are the most important part of
our lives. As parents, we all
dream of ensuring a bright future
for our children. We all work
hard and dream of ensuring that
our children get to have a good
quality education, a dream Marriage
and help them lead a rewarding
life. All these dreams are expensive
and therefore require advance
financial planning.
Educational
Cost Structure for Children
AN
ESTIMATE OF EDUCATION
EXPENSES WORLDWIDE,
IN THE FUTURE |
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Current |
Cost
After |
Cost
After |
Cost
After |
|
INDIA |
|
Cost |
10
Years |
15
Years |
20
Years |
| |
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| MBBS |
|
4
-15 Lakh |
7
- 25 Lakh |
8
- 33 Lakh |
11
- 42 Lakh |
| MS/MD |
|
3.5
Lakh |
6
Lakh |
8
Lakh |
10
Lakh |
| M
Tech |
|
3
Lakh |
5
Lakh |
7
Lakh |
9
Lakh |
| PG
(Engg) |
|
6
Lakh |
10
Lakh |
13
Lakh |
16
Lakh |
| BSc |
|
3
Lakh |
6
Lakh |
7
Lakh |
9
Lakh |
| MSc |
|
4
Lakh |
6
Lakh |
7.5
Lakh |
10
Lakh |
| Under
Graduation (BA) |
|
3.5
Lakh |
6
Lakh |
7
Lakh |
9
Lakh |
| MBA |
|
3
- 4 Lakh |
5
- 6 Lakh |
6.5
- 8 Lakh |
8
- 10 Lakh |
| Fashion
Design |
|
3
Lakh |
5
Lakh |
6
Lakh |
8
Lakh |
| Mass
Communications |
|
7
Lakh |
11
Lakh |
14
Lakh |
18
Lakh |
| Diploma
in HotelManagement |
|
4
Lakh |
7
Lakh |
9
Lakh |
11
Lakh |
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Products
Available
Met
Junior from Met Life India
– 6% Guaranteed return.
Met Bhavisya from Met Life
India – Guaranteed
and Bonus Options
Top
·
Most Popular form of Insurance
· It combines of Savings,
Investment & Protection.
· Maturity benefits in
the form of Sum Assured Guaranteed
with reversionary bonus if any.
· Flexibility of choosing
sum assured, term and time of
maturity.
· It creates a forced savings
habit.
Products
Available
Met Suvidha from
Met Life India –
Guaranteed & Bonus Options
Unlike
ordinary endowment insurance plans
where the survival benefits are
payable only at the end of the
endowment period, this scheme
provides for periodic payments
of partial survival benefits as
follows during the term of the
policy, of course so long as the
policy holder is alive.
Investment
Plans are Unit Links Plans where
the premiums paid are divided
into two parts, one part goes
into the mortality and other
administration charges and remaining
part is invested in different
funds options as per the choice.
These plans help you see your
savings yield rich benefits
and help you save tax even if
you don’t have consistent
income.
Flexibility
of Unit Link Plans
·
Choosing your own Sum Assured
by paying a particular Premium
· Flexibility in terms
of Premium Paying
· Choice of Investment
: Equity; Balanced; Debt
· Choice to switch between
investment options
· Choice of Top Up
· Automatic Cover Continuance
· Surrender Values from
the first year onwards
· Loan Against Policy
· Add on Riders
· Increase and decrease
of Sum Assured
· Tax Efficiency
Products
Available
Met Smart from
Met Life India
One of the most cost
effective Unit Link Plan
Top
Today,
you are busy climbing the
ladder of success and realizing
your dreams. Today, time is
with you. Just take a moment
and think. Will you be able
to continue at the same pace?
Will your income be the same
forever? Will you be able
to live life on your own terms
even after you retire? Why
not sit down and do some serious
planning about life after
retirement. As more and more
professionals across the globe
are realizing, it is better
to start saving in the summer
of your life, to survive in
the winter of livelihood.
There are enough and more
reasons for this.
·
Increasing Life Expectancy
· Increasing cost
of health
· Protection for
Spouse dependent
· Effect of Inflation
· Breakdown of traditional
support system.
This
plan is best suited
for those people who
have purchased a house
or flat on loan. This
plan is designed to
meet the requirements
of the policy holding
individual who seeks
to ensure that all
his outstanding loans
and debts are automatically
paid up in the event
of his demise.
Products
Available
Met Mortgage from
Met Life India
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